Privacy Policy

Last Updated: August 1st, 2022

1. Introduction

CIFICO respects your privacy and is committed to protecting it through compliance with this policy.

Please read this policy carefully before interacting with the CIFICO Web site, the CIFICO application, and/or before accessing any of the technology or tools provided and managed by CIFICO (together, the "Services"). By accessing or using any of the Services, you agree to this Privacy Policy.

This policy applies to information CIFICO collects through the Services; and in E-mail, text, and other electronic messages between you and CIFICO or any CIFICO representative. It does not apply to information collected by any third party, including through any application or content (including advertising) that may link to or be accessible from the Services.

2. Information Collection

2.1 The Types of Information CIFICO Collects

CIFICO collects several types of information from and about users of the Services, including information:

• By which you or your clients may be personally identified. Examples include, but are not limited to, names, phone numbers, birth dates, family member names and ages, addresses, social security numbers, financial information, and E-mail addresses ("personal information").
• That is about you or but does not personally identify you, such as user statistics, user names, and passwords.
• That provides useful web analytics or clickstream data, including information about your Internet connection, IP address, domain name, Internet Service Provider, browser type and version, mobile device ID, operating system and device type, browser agent or other information included in HTTP headers, what equipment you use to access the Services, average time spent using the Services, pages viewed, information accessed, and geographical information about your computer or mobile device.

The information CIFICO collects automatically is statistical data and does not generally include personal information. However, this data may be maintained or associated with personal information collected from other sources, information received from you, or information lawfully received from third parties.

2.2 When Does CIFICO Collect Information?

CIFICO collects this information:

• Directly from you when you provide it to CIFICO or a CIFICO representative, when you fill out a form, application, or account registration, when you enter information into CIFICO's programs, when you correspond with CIFICO, and when you respond to requests for comments on your experiences with the Services or to surveys that CIFICO might ask you to complete for research purposes.
• Automatically as you use the Services. Information collected automatically may include usage details, traffic and location data, IP addresses and information collected through cookies, web beacons, and other tracking technologies.

2.3 How Does CIFICO Use Your Information?

Any of the information CIFICO collects may be used in one or more of the following ways:

• To process transactions. CIFICO requires personal information from you in order to enable your subscription to the Services, administer your account, provide you access to the Services, and send you billing invoices.
• To send periodic E-mails. The name and E-mail address you provide to CIFICO may be used to send you information and updates pertaining to your account, in addition to receiving occasional company updates, newsletters, and related product or service information. If at any time you would like to unsubscribe from receiving future E-mails from CIFICO, please simply reply with the word “Unsubscribe.”
• To improve the Services. CIFICO continually strives to improve our Services based on the information and feedback we receive from you.
• To conduct anonymized research and analysis about the Services. This data helps us understand how the Services are being used, by whom, and for what purposes, allowing us to offer a higher quality product and better communication with our subscribers.
• To improve customer service. Your information helps us to more effectively respond to your customer service requests and support needs.
• To administer a promotion, survey, or other marketing feature.
• To comply with any court order, law or legal process, including responding to any government or regulatory request.
• To enforce or apply our Terms of Use and other agreements, including for billing and collection purposes.
• To protect the rights, property, or safety of CIFICO, our subscribers, or others. This includes exchanging information with other companies and organizations for the purposes of integrity protection, fraud protection and credit risk reduction.
• In connection with a corporate change including a merger, acquisition or sale of assets.

The information CIFICO collects automatically is statistical data and does not generally include personal information. However, this data may be maintained or associated with personal information collected from other sources, information received from you, or information lawfully received from third parties.

3. Information Disclosure

3.1 What Information May CIFICO Disclose?

Personally identifiable information, whether public or private, will not be sold, exchanged, transferred, or given to any unauthorized third party without your consent, other than for the purpose of delivering the purchased product or Services requested or to fulfill any other purpose for which you provide it. CIFICO retains the right to disclose aggregated information about our users that does not personally identify any individual, without restriction.

4. Information Protection

4.1 How Does CIFICO Protect Your Information?

CIFICO has implemented a variety of measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration and disclosure. Encryption protects personal information you send when you transmit information or fill in forms through our Services. SSL is the leading security protocol for data transfer on the Internet and helps to protect the safety and confidentiality of your information. Personal information, except for your name and E-mail address, will not be stored on our servers.

Unfortunately, the transmission of information via the Internet is not completely secure. Although we do our best to protect all personal information, we cannot guarantee the security of personal information transmitted through CIFICO's Services. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Services. For more information on protecting your electronic information, please visit www.staysafeonline.org.

5. Third Party Links

5.1 Third Party Links, Products, & Services

At our discretion, we may include or offer third party links, products, or services. These third party sites have separate and independent privacy policies. We have no responsibility or liability for the content and activities of these linked sites. CIFICO encourages you to carefully read the Privacy Policy of any site you visit.

6. Terms of Use

6.1 CIFICO Terms of Use

Please also review our Terms of Use, available at: Insert Link Here which establish the use, disclaimers, and limitations of liability governing the use of the Services.

7. Privacy Policy

7.1 Privacy Policy Changes

CIFICO retains the right to change this Privacy Policy at any time, in our sole discretion. We will post any changes on our website. Changes take effect immediately upon posting. The latest version of this Privacy Policy will replace all earlier versions, unless stated otherwise.

8. Contacting Us

If there are any questions regarding this Privacy Policy, you may contact us by E-mailing privacy@cifico.com.